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SAVING TIPS

SAVING TIPS Content

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1

Reduce expenses and increase your income. Eliminating unnecessary and wasteful spending can free up a lot of extra cash.

2

Before you go for shopping, eat. Make coffee or tea at home. Cut back on eating out frequently.

3

Do not ask for home delivery if it is not free. Drink water instead of soft drinks.

4

Practice comparison shopping to drive lower cost whenever possible. Cut your cable subscription and watch T.V online.

5

Quit smoking to save on cigarette cost and future healthcare cost. Quit drinking if possible

6

Create your monthly or annual budget and stick to it. Cut on the number of trips to the mall.

7

Use old clothes to make rags. Instead of expensive cleaners use vinegar. Do not get attracted towards sales.

8

Instead of washing clothes according to color, separately wash the clothes that lose color and wash the rest together.

9

While washing clothes turn them inside out to preserve their appearance. Wash clothes only when they are dirty.

10

Buy in bulk whenever you can. Do not overeat and be healthy. Buy a bigger freezer to store bulk items for extended period.

11

Use steel or stainless steel as it lasts longer than plastic articles.

12

Do not renew subscription for magazines you hardly read. Buy generic store products instead of name brand.

13

Close the water faucet while brushing. Close the shower when applying soap or shampoo.

14

Choose a bank with no-fee or lesser-fee to bank with. Instead of ordering a pizza, buy frozen pizza which costs less.

15

Use curtains to keep your home cooler in summer and warmer in winter. Carry your own food when travelling, at least for initial days.

16

Wash your car or other things on your lawn so do not need to water them again.

17

Reduce auto insurance premium by raising deductibles. Wash your car yourself, do not use car wash.

18

Pay all bills on time to prevent penalty fees and finance charges. Always check your bank balance before writing a check, to avoid overdraft fee.

19

Use fans which rotate when winds blow as you need no electricity for them. Use fans instead of air conditioners when it is not too hot.

20

Apply various driving techniques to save on gas cost you can reduce gas consumption by driving slower and avoiding frequent break and accelerator.